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The Rise of Kushki:

Kushki was founded in 2017 by Aron Schwarzkopf and Sebastián Castro with the vision of providing seamless payment solutions for businesses operating in Latin America. The company recognized the need for a reliable and efficient payment infrastructure that could cater to the unique challenges of the region. With its innovative technology and deep understanding of the local market, Kushki quickly gained traction and secured partnerships with major e-commerce players.

One of the key factors contributing to Kushki’s success is its focus on localization. The company understands that each Latin American country has its own specific payment preferences and regulations. As a result, Kushki has developed a platform that supports a wide range of payment methods, including local credit cards, bank transfers, and alternative payment options like cash vouchers. By catering to the specific needs of each market, Kushki has been able to gain a competitive edge over its global counterparts.

Seamless Integration and Enhanced Security:

One of the biggest pain points for businesses operating in Latin America is the complexity and cost associated with integrating payment gateways into their websites or applications. Kushki aims to simplify this process by providing a seamless integration experience. Its developer-friendly API allows businesses to easily integrate their platforms with Kushki’s payment infrastructure, reducing the time and effort required for implementation.

In addition to seamless integration, Kushki places a strong emphasis on security. The company understands the importance of protecting sensitive financial information in an era of increasing cyber threats. Kushki’s platform is built with robust security measures, including encryption and tokenization, to ensure that customer data remains secure throughout the payment process. By prioritizing security, Kushki instills trust and confidence in both businesses and consumers, further driving adoption of its payment solutions.

Driving Financial Inclusion:

Latin America has a large unbanked population, with millions of people lacking access to traditional banking services. Kushki aims to bridge this gap by providing financial inclusion through its innovative payment solutions. By supporting alternative payment methods such as cash vouchers and mobile wallets, Kushki enables individuals without bank accounts to participate in the digital economy.

Furthermore, Kushki’s platform allows businesses to offer installment payments, a popular option in Latin America. This feature not only benefits consumers by providing them with more affordable payment options but also helps businesses increase their sales and customer loyalty. By driving financial inclusion, Kushki is empowering individuals and businesses alike, contributing to the overall growth of the Latin American e-commerce ecosystem.

Expansion and Future Outlook:

With its recent funding round of $86 million led by SoftBank, Kushki is well-positioned to expand its operations and further solidify its presence in Latin America. The additional capital will be used to invest in technology development, expand the team, and enter new markets within the region. Kushki’s ambitious goal is to become the leading payment infrastructure provider in Latin America, and with its impressive growth trajectory, it seems well on its way to achieving that.

Looking ahead, Kushki plans to leverage its strong market position to introduce new products and services that address the evolving needs of businesses and consumers. The company aims to continue innovating in areas such as cross-border payments, fraud prevention, and data analytics. By staying at the forefront of technological advancements and market trends, Kushki is poised to shape the future of e-commerce in Latin America.


Kushki’s recent funding round of $86 million and $600 million valuation underscore the growing importance of fintech in Latin America. The company’s localized approach, seamless integration, enhanced security, and focus on financial inclusion have positioned it as a key player in the region’s e-commerce ecosystem. With its ambitious expansion plans and commitment to innovation, Kushki is well-equipped to drive the digital transformation of Latin American businesses and empower individuals to participate in the digital economy. As the company continues to grow, it will undoubtedly play a crucial role in shaping the future of e-commerce in Latin America.

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